Articles
"Do not fear death so much, but rather the inadequate life"
-Bertolt Brecht
October 11, 2019
Decision-making is not for the faint-hearted If I assume that basic opportunities (like education, family circumstances, access to health services) for all people are the same […]
August 7, 2019
Even with a crystal ball in hand… 07 July 2019 Imagine it’s Tuesday morning, 1 December 2015. While your first cup of coffee is waiting for […]
May 24, 2019
Where will their help come from? “Have you never heard of the cradle-to-grave approach to client service?” a cheeky millennial asked me about two years ago. […]
February 11, 2019
Dollar cash the best place in 2018 but … Let’s be honest…most investors are more than a little worked up after the bad returns of the […]
November 12, 2018
Currency weakness: Is there lessons to learn from the past? At the time of writing this article the Rand is trading at about R 14.90 against […]
October 5, 2018
4 Myths in financial planning In the world of financial planning there are numerous “wisdoms” that gets shared which is probably not that wise, simple or […]
September 17, 2018
Offshore investments: Easier said than done “I want to take my money offshore” is probably the most common request we have received the past couple of […]
July 19, 2018
Tax on interest might be costing you The last 3 years has seen a lot of uncertainty in the market. You would not be blamed for […]
June 26, 2018
Inheritance: Here’s a plan In the first article that I wrote on inheritance by means of a comprehensive life policy (Click here to read more), I […]
May 23, 2018
Think twice about the inheritance you leave behind We frequently come across a situation where clients try to sort out their children’s bequests through life insurance, […]
May 2, 2018
Is Ramaphosa = Good times ahead? Mr. GJ van der Merwe from Ceres always used to say, “a fish rots from the head down.” South Africans […]
April 26, 2018
Is this 2018 or 2008? If you are an aggressive investor in growth assets, you’ll be excused if you open your March quarterly statement and think […]
March 2, 2018
Investments: So how much interest do you offer? By Cassie Carstens Although this question is not phrased in a sensible way, it is one that is […]
February 12, 2018
Do you want to become a lion’s lunch? As people we do not assess risk very well. Fortunately, the aviation industry learned this quickly and realised […]
January 16, 2018
Numbers tell a story, but read the whole book By this time, you have probably washed out the last grains ofsand from your ears and abandoned […]
December 23, 2017
Is it a good time to buy Steinhoff? “How does this Steinhoff debacle affect me? Should I invest in Steinhoff now?” These are by far the […]
December 22, 2017
How can I trust it? In marketing lectures in university there was a lot of talk around strategy, advertising and the making of the standard Nando’s […]
December 8, 2017
How to keep the Grinch at bay and still use your Christmas bonus wisely The year 2017 has had its ups and downs and chances are […]
December 5, 2017
Pedal through the tough times A friend of mine talked me into entering a 40km mountain bike event the other day in Paarl. The fact that […]
November 13, 2017
Put everything on red! There is a loud cheer (or is it a groan) at one of the roulette tables in the center of the casino. […]
October 24, 2017
Should I sell my Naspers shares? The above question about Naspers or similar questions about big positions in single shares is one that often comes up. […]
October 3, 2017
Sex, Bitcoin and Kubus The year is 1984 and the smell of rotten milk hangs over our back porch. No, my mother did not forget the […]
September 12, 2017
Until death or divorce The problem with working with numbers all day and basing decisions on probability is that you start looking at everything in terms […]
August 23, 2017
I want it all in cash! You would be excused if you read the heading of this article and immediately thought that this is about a […]
August 1, 2017
What is the recipe for success? A young colleague asked me the other day: “What makes the difference between those who achieve success and those who […]
July 10, 2017
Bubbles: The price you pay matters In a newsletter to clients on 6 December 2005 I wrote the following: “I am starting to feel like the […]
June 21, 2017
Knysna-fires: What if it happened to you? I overheard two guys in the gym this weekend discussing the Knysna-fires and the one says to the other: […]
June 5, 2017
Do you want to keep your financial cleft lip, forever? It takes about 45 minutes in surgery to repair a cleft lip. For the experienced surgeon, […]
May 9, 2017
How to get rich quick Let’s be honest, we all love the idea of overnight success or getting rich quickly. It is this idea that drives […]
May 3, 2017
Stay calm, even though it looks like Ship SA is sinking Anyone who followed the reports on the dramatic cash in transit heist at the OR […]
March 27, 2017
Food for thought for Golden Geese My initial reaction echoed the frustration of most market commentators when it was announced that the golden goose was ushered […]
March 9, 2017
The fine print of your life cover policy Most people would rather count the hair on their Jack Russel than read an article about life cover […]
February 21, 2017
Here’s the sum that will raise the hair at the back of your neck How much money do you really need to retire comfortably? It is […]
February 14, 2017
Should I cash in my pension fund and invest in my mortgage? We are often approached by analytical clients with this question. For those with an […]
January 25, 2017
Your wealth journey starts with a single step The best way to tackle any goal, whether it is losing weight or saving for retirement, is to […]
January 15, 2017
Listed property won by a mile Most people, except maybe Donald Trump, couldn’t wait to see the end of 2016. It was one of those years […]
November 14, 2016
You can drown in water averaging 30 cm deep There is a saying that you can drown in water averaging 30 cm deep. The principle behind […]
October 31, 2016
Invest like an All black Have you ever woken up in the middle of the night in a cold sweat, thinking “How the hell did I […]
October 14, 2016
Be wary of conflicts of interest People often ask: “How should I choose a financial advisor?” or “how do I distinguish between a capable and an […]
September 14, 2016
The R3 000 skin care products I once bought R3,000 worth of skincare products from a lady during a run-of-the-mill trip to a mall in Pretoria. […]
August 30, 2016
Why diversification may not be as simple as choosing a few fund managers How correlations can assist in managing behaviour. Ingé Lamprecht | 17 August 2016 JOHANNESBURG – […]
August 22, 2016
Watch out for Anchors If I had to ask two groups of people to guess how old Albert Einstein was when he died, I could influence […]
August 10, 2016
Investments: The risk of “I should have…” By Andró Griessel. “You should have sold your Richemont shares three years ago already. You did not earn a cent […]
June 22, 2016
Should I increase my property exposure? Deur Andró Griessel, 21 June 2016 JOHANNESBURG – In this investment column, Andró Griessel, managing director of ProVérte Wealth and Risk […]
February 23, 2016
Things to think about I need to start off with an apology. 2015 was one of those years where days were not long enough and hours […]
August 18, 2015
Professional Adviser or Assurance Agent You have probably all come across this picture before of the old witch… or is it a young lady… or is […]
March 9, 2015
Highlights of the 2015 National Budget Speech The marginal rate of the tax brackets for all individuals earning more than R181 900 per year has been increased […]
February 19, 2015
Don’t miss 28 February – by Samuel Rossouw February is a busy month. The World Cup Cricket has started (let’s hope they don’t choke again), the […]
October 20, 2014
How to cope with volatility – by Andró Griessel Looking at the heading of today’s writing, you would be forgiven for thinking that I am trying […]
August 5, 2014
Have we got it all wrong? – by Andró Griessel Most people reading this article has life cover with one or the other life insurance company. […]
May 6, 2014
Beware the rearview mirror – by Andró Griessel Before I get to the content of this issue of 2Cents, I want to quote a few wise […]
January 28, 2014
The hole in your bucket – by Andró Griessel It is that time of year again when everyone is curious about the forecast for the year […]
October 29, 2013
“Double Whammies” – by Samuel Rossouw We all know what a “double whammy” feels like (referred to hereafter as a DW). For example, it’s like when […]
