Peace of Mind for Your Future
Protection for
Your Lifestyle
Your home, car, and personal belongings aren’t just assets; they’re part of your everyday life. Protect them with reliable cover, personalised to your needs. We don’t believe in one size-fits-all insurance. Whether you are a homeowner or simply want to safeguard your hard earned possessions, our team works with you to assess your risks and offer tailored cover solutions.
Personal Insurance
What We Cover:
Vehicles
Flexible vehicle cover options are available from comprehensive and third-party, fire & theft to third-party only insurance. Coverage options include car hire and excess waiver. Ideal cover for sedans, SUVs, LDVs, motorcycles, trailers, and caravans.
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Household
Contents
Trusted contents insurance for your furniture, appliances, electronics, and valuables. Cover includes theft, fire, water damage, and power surge.
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Buildings
Cover your residential structures with reliable homeowners’ insurance. Cover extends to fire, storm, flood, theft, accidental damage, and power surge, ensuring full protection.
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Portable
Possessions
Protect yourself against accidental loss, theft, or damage with cover designed for modern lifestyles. Cover items like clothing, smartphones, laptops, jewellery, and watches when taken outside of your home.
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Personal
Liability
Financial protection through personal liability insurance if you’re held legally responsible for accidental death, bodily injury or illness of any person or accidental physical loss of or damage to tangible property of any person.
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Do I need both homeowners and home contents insurance?
Yes. Homeowners insurance protects the building structure, while home contents insurance covers personal belongings like appliances, furniture, and electronics. However, you can only insure the building if you are the owner.
Why is personal liability insurance important?
Personal liability insurance protects you if you’re held legally liable, regardless of where the incident took place. Cover is for accidental death, bodily injury, illness of another person or accidental physical loss or damage to another person’s property. Mistakes happen, but we cover them.
Do I need to specify all portable possessions?
Depending on your policy, high-value items such as smartphones, laptops, and jewellery typically need to be listed individually under portable possessions insurance.
Will my car insurance cover another driver?
Yes, provided the driver has your permission, a valid driver’s licence and is not under the influence of alcohol or drugs. If a vehicle is insured on a named-driver basis, only the individuals specifically listed on the policy are permitted to drive the vehicle. It’s advisable to check your insurance policy to verify exactly who is authorised to drive your vehicle.
Can I combine personal policies?
Yes, you can bundle homeowners, vehicle, and liability insurance under one portfolio for streamlined management and potential savings.
Frequently Asked Questions
Everything You Need to Know
Get in Touch
We Are Here for You
Allow us to answer your queries and ensure that your risk management needs are met according to your expectations.
- Reach Us Through:
- +27 21 872 0765
Vehicles
Flexible vehicle cover options are available from comprehensive and third-party, fire & theft to third-party only insurance. Coverage options include car hire and an excess waiver. Ideal cover for sedans, SUVs, LDVs, motorcycles, trailers, and caravans.
Household Contents
Trusted contents insurance for your furniture, appliances, electronics, and valuables. Cover includes theft, fire, water damage, and power surge.
Buildings
Cover your residential structures with reliable homeowners; insurance. Cover extends to fire, storm, flood, theft, accidental damage, and power surge, ensuring full protection.
Portable Possessions
Protect yourself against accidental loss, theft, or damage with cover designed for modern lifestyles. Cover items like clothing, smartphones, laptops, jewellery, and watches when taken outside of your home.
Personal Liability
Financial protection through personal liability insurance if you’re held legally responsible for accidental death, bodily injury, or illness of another person.
Everything You Need to Know
Frequently Asked
Questions
Do I need both homeowners and home contents insurance?
Yes. Homeowners insurance protects the building structure, while home contents insurance covers personal belongings like appliances, furniture, and electronics. However, you can only insure the building if you are the owner.
Why is personal liability insurance important?
Personal liability insurance protects you if you’re held legally liable, regardless of where the incident took place. Cover is for accidental death, bodily injury, illness of another person or accidental physical loss or damage to another person’s property. Mistakes happen, but we cover them.
Do I need to specify all portable possessions?
Depending on your policy, high-value items such as smartphones, laptops, and jewellery typically need to be listed individually under portable possessions insurance.
Will my car insurance cover another driver?
Yes, provided the driver has your permission, a valid driver’s licence and is not under the influence of alcohol or drugs. If a vehicle is insured on a named-driver basis, only the individuals specifically listed on the policy are permitted to drive the vehicle. It’s advisable to check your insurance policy to verify exactly who is authorised to drive your vehicle.
Can I combine personal policies?
Yes, you can bundle homeowners, vehicle, and liability insurance under one portfolio for streamlined management and potential savings.
